@PHDTHESIS{biess2016, url = "http://www.theses.fr/2016SACLE048", title = "Semi-Markov modeling of the loss of autonomy among elderly people : application to long-term care insurance", author = "Biessy, Guillaume", year = "2016", note = "Thèse de doctorat dirigée par Matias, Catherine et Lepez, Vincent Mathématiques appliquées Université Paris-Saclay (ComUE) 2016", note = "2016SACLE048", url = "http://www.theses.fr/2016SACLE048/document", }